Agreement created
Payment terms, participants, deadlines, milestones and review rules are established before settlement.
Trust & Transparency
How funds move.
Trustless Payments is designed so funding, contract state and settlement can be understood before money moves.
Ledger verification
Defined contract state
Rule-based settlement
Visible transaction history
Lifecycle
From agreement to settlement.
The exact flow depends on the product, but the core model remains the same: define rules, verify funding, track state and settle according to the agreement.
Payment instructions issued
The payer receives the destination information required for the specific contract or payment workflow.
Funding verified
The system checks XRP Ledger activity to confirm that the expected payment was received.
Contract becomes active
Once funding is verified, the agreement proceeds through its defined work, review or conditional state.
Rules are applied
Approvals, deadlines, review windows and other recorded actions determine the next valid contract state.
Settlement occurs
Funds are released, refunded or otherwise routed according to the agreement and product-specific logic.
Verification
The ledger is part of the evidence layer.
Trustless products use XRP Ledger transaction data to help verify funding and settlement rather than relying only on off-platform claims.
What can be verified
Transaction hashes, sending and receiving addresses, amounts, destination tags where applicable and ledger settlement history can provide independently reviewable payment evidence.
Contract State
Money movement depends on state.
Before funding
A draft or awaiting-funding agreement does not represent an active funded contract until the required ledger activity is verified.
During active work
Payment remains governed by the applicable contract rules while work, review, revision or other defined conditions are in progress.
On approval
Eligible funds can be released according to the milestone or contract settlement logic.
On refund conditions
Where the agreement permits a refund, remaining funds can be returned according to the applicable contract state and rules.
Important
Payment instructions matter.
Users should follow the exact payment instructions shown for a contract. Incorrect amounts, destination information, tags or memos can interfere with automated payment identification.
Correct destination
Verify the receiving address before sending XRP.
Correct tag or memo
Where a workflow requires a destination tag or memo, include it exactly as instructed.
Correct amount
Send the amount required by the agreement or funding instruction.
Different Products
One principle, different workflows.
Trustless Network
Milestone-based agreements for freelancers, operators and clients.
Explore Network →Enforcer
Conditional XRP escrow with automated release or refund logic.
Explore Enforcer →Before You Transact
Understand the rules first.
Review contract rules, security practices and known risks before using Trustless payment infrastructure.